Chapter 235

Chapter 235: The More You Owe, The More Stable You Are

“Things are getting more and more ridiculous.”

Su Wen sighed and then looked at Little Gold Vault, saying, “Little Gold Vault, do you know why the river of time needs Wealth Source Value so urgently?”

Little Gold Vault, who was watching a movie, looked up and replied, “Well, I’m not really sure.”

Su Wen leaned back in his chair and rubbed his temples, saying, “Recently, the prices from the river of time have been rising higher and higher.”

Little Gold Vault thought for a moment and said, “Maybe the things from the river of time are just… very expensive?”

“Are you saying that the previous low prices were basically like sponsoring me so that I could get through the beginner phase faster?”

“I think that’s likely.”

“Hmm… Indeed, considering that advancing to Level One in chaos in time and space costs ten times more than before, I should have been more alert.”

“Actually, Master, you don’t need to overthink this. If what the river of time offers is useful and you think it’s worth it, then buy it. If you find the cost-effectiveness to be too low, then forget it.”

Little Gold Vault continued, “When it comes to Time and Space, especially the intertwining of past, present, and future in the river of time, what they sell is almost impossible to find elsewhere.”

“In simple terms, it’s a monopoly!”

“A monopoly… how could it not be expensive?”

“So if it’s really useful and you can’t cut it off, we have to buy it, no matter how costly it is.”

“If it’s not that urgent, then if it’s too expensive, let’s forget about it!”

“If it’s so costly and the loan interest is so tricky, let’s wait and see; if it doesn’t work out, we can discuss it based on future developments.”

“Ten million Wealth Source Value is truly an astronomical number for you now.”

At this point, Little Gold Vault paused and then said, “As for the river of time’s loan issue?”

“Master, Little Gold Vault does not recommend you take out a loan, especially at your current level. Borrowing from the river of time is an extremely unwise choice.”

“Perhaps a monthly expense of forty thousand Wealth Source Value doesn’t seem like much to you now; last month, just from Abundant Wealth, you gained eighty thousand in Wealth Source Value.”

“But you can’t count it this way. You are currently in a steadily rising phase where each month’s Wealth Source is positively correlated, so the earnings from Abundant Wealth will be very high and may even increase.”

“However, you must keep your mind steady. You must not be deceived by the earnings from Abundant Wealth and then use this to estimate future earnings, or even base future loan budgets on the earnings from Abundant Wealth.”

“Otherwise, if any issues arise, such as a poor situation in the future, or if you find yourself in a sealed space.”

“By then, the only source of income you might rely on could be Abundant Wealth.”

“And if you lose contact with the world and are trapped in an enclosed space, your income from Abundant Wealth may gradually decrease.”

“This way, it’s possible one day in the future that you… won’t be able to repay the river of time’s loan.”

“Just because the river of time treats you well and is polite now, even going through various means to meet your needs and putting relevant policies in place due to your situation.”

“But if you break your promise and fail to repay the river of time’s loan, the river will immediately take action and seize an equivalent value from the remaining unrepaid wealth you possess.”

“Master, do you want to suddenly lose something from yourself one day in the future?”

“Especially when that loss is so unpredictable.”

Su Wen fell silent for a moment and replied, “That indeed carries danger. It may be fine if nothing happens, but once financial issues arise, a monthly expenditure of forty thousand Wealth Source Value could drive a person to despair.”

Little Gold Vault nodded and said, “Yes, especially when considering the time loan. If you can’t repay the loan to the river of time, the immortality of body you acquired for four hundred eighty thousand Wealth Source Value over a hundred years may be forcibly reclaimed by the river.”

“However, the value of the immortality of body is only ten million riches.”

“If your remaining Wealth Sources exceed ten million riches at that time, the river of time might take away other valuable things from you.”

“In other words, if Abundant Wealth doesn’t go as planned, and your external income during that time is also low, things could get really serious.”

“In fact, you might end up working for the river of time for decades without getting paid.”

“After decades of hard work and giving away so much Wealth Source, not only could you lose the immortality of body, but also the immortality of soul, the immortality of true spirit, and any other valuable things you own could be taken away as collateral.”

“Just think about it—how terrible would that situation be?”

Su Wen waved his hand and said, “I’m not planning to sign this hundred-year loan. I don’t need it right now. As a Third Level God of Wealth and a Fourth Rank Warrior, I’m still far from reaching the Emperor Level—it’s like being ten thousand miles away!”

The Blessing from the river of time for the body’s power depends on the strength required for his body.

Right now, his body is too weak, which is why he has to pay so much.

Once he advances in his martial arts Cultivation, the amount of Wealth Source he’ll need to pay will likely decrease significantly.

“Actually, Master, if you really want to borrow from the river of time, Yuanbao has a rough idea.”

Yuanbao said softly, “Turning ten million riches into forty-eight million is too little.”

“The river of time can easily reclaim an equivalent value of several tens of millions from you.”

“If you really want to borrow, wait for the river of time to give you an opportunity, and then borrow trillions, or even hundreds of trillions, or quadrillions.”

“Basically, borrow as much as you can. The river of time wouldn’t dare let you die.”

“As long as you borrow enough, with the river of time backing you, no one can kill you.”

“Who would dare to kill you? The river of time would go after them!”

At this point, Yuanbao paused and added, “In fact, they might even have to boost your strength to make sure you can repay the interest, and they might even give you free opportunities to travel through Time and Space.”

“They might even step in personally to give you the chance to absorb and refine massive amounts of Wealth Source.”

“Otherwise, if you can’t even pay the interest and feel like giving up, wouldn’t the river of time suffer a huge loss?”

“So, as long as we owe enough, we don’t have to worry about the river of time taking anything from us.”

“If we live carelessly, they can take whatever they want—but if they dare to take, we can dare not to repay.”

“Of course, Master, you shouldn’t choose this reckless strategy lightly.”

“Otherwise, for a very long time, you’ll be stuck as a duty worker for the river of time.”

“Who knows? You, this celestial officer, might even end up becoming an insider for the river of time.”

“If you can’t repay the loan, you’ll have no choice but to spend the rest of your endless life working for the river of time.”